In an effort to highlight the importance of financial literacy and encourage Americans to take greater control over their finances, President Obama has declared April 2010 National Financial Literacy Month. This is a great opportunity to examine your current financial standing and begin implementing small changes in your spending behaviors to start saving.

What is financial literacy? Financial literacy refers to the ability to make informed judgments and effective decisions about the use and management of your money. One of the first steps to being financially literate is to create a budget. This article and worksheet can help you get started.

Feed the Pig has created a savings calendar with simple tips to help you improve your financial literacy. Visit www.feedthepig.org to download the next four months of the calendar and for more more money-saving tips.